Disability Insurance
This benefit helps you in the event you become unable to work due to a non-work related illness or injury.
The Company provides you with basic LTD coverage that replaces 60% of your base pay up to $72,000 after you have been disabled 6 months. This is provided to you at no cost.
Benefits continue until you are no longer disabled or until you reach age 65 if you are totally disabled. LTD benefits are reduced by other disability-type benefits, such as Workers’ Compensation and Social Security. LTD is intended to be a bridge that provides income until you come back to work, receive Social Security or retire.
