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  Dental Insurance

91%

of adults ages 20-64 have dental cavities

Make sure you invest in a plan that is designed to provide you and your family with coverage for items such as cleanings, fillings, crowns and other related dental services.

HOW THE PLAN WORKS

The Delta Dental plan allows you to go to any provider you choose. There are two networks of dentists to choose from, Delta Dental PPO network and Delta Dental Premier® network. Your out-of-pocket costs will likely be the lowest if you use a Delta Dental PPO provider.

You pay an annual deductible before the plan covers basic and major services. The deductible does not apply to preventive and diagnostic or orthodontic services. The plan pays a percentage of the charges for your treatment, up to the maximum annual benefit and also provides orthodontic benefits for your children with a separate lifetime maximum.

The chart below highlights the benefits of the dental program.

Dental Overview

    The chart below highlights the benefits of each dental program.
FEATURE Delta Dental
Annual Deductible $50 individual / $150 family
Annual Benefit Maximum $1,500
Preventive Care Coinsurance (no deductible) 100%
Basic Treatment (after deductible) 80%
Major Treatment (after deductible) 50%
Orthodontia Services Maximum (Child & Adult) 50% to $1,500 lifetime maximum