Accident Insurance
Every 10 minutes over 750 Americans suffer an injury severe enough to seek medical help.
MetLife’s Group Accident Insurance can pay lump-sum benefits based on the injury you receive and the treatment you need, including emergency-room care and related surgery. The benefit can help offset the out-of-pocket expenses that medical insurance does not pay, including deductibles and copays.
- Guaranteed acceptance for you and other eligible family members
- Payments made directly to you
- Benefits that you can use in any way you see fit: Use them to help pay for insurance deductibles, copayments and more
Covered injuries include:
- Broken bones
- Burns
- Torn ligaments
- Cuts repaired by stitches
- Coma due to a covered injury
- Eye injuries
- Ruptured discs
- Concussion
Some covered expenses include:
- Emergency-room treatment
- Outpatient surgery facility
- Doctor office visit
- Hospitalization
- Occupational therapy
- Speech therapy
- Chiropractic visit
- Physical therapy